Clearwater Wealth Management
Principal Partner Practice of St. James's Place Wealth Management
I studied at Durham University, then obtained my Masters from Cranfield University. I moved from the retail industry to the financial services industry, working most recently for the Lloyds Banking Group.
My main focus is helping individuals achieve their financial goals and aspirations.
Outside of work, I am a keen family man. I also enjoy squash and cycling. I am committed to three charities Action Against Hunger, Medecins Sans Frontieres, and the St. James's Place Foundation.
My clients include business owners, directors, city traders, city professionals and IT consultants. All have individual and specific requirements and therefore the service I provide is bespoke to each client’s individual objectives and aspirations, such as:
How can I make my funds be as Tax Efficient as possible?
I don't know if I'm paying enough into my Pensions. Can I get a review?
How can I be sure my family is taken care of if I'm no longer here?
How can I plan for my children's private school fees and university education?
How can I ensure that my children's inheritance is passed on tax efficiently?
It is fundamental that I get to know my clients well - and they get to know me – so that we are able to work together and forge long-term relationships built on mutual trust and understanding.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk/products. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. The term 'Partner' is a marketing term used to describe Clearwater Wealth Management representatives.